MoneySense magazine

Featured in the July 2022 issue of MoneySense magazine, Denise Laframboise was quoted in an article on “The Canadian mortgage stress test, explained”. "Truly it depends on the program you are asking about," says Denise Laframboise, a mortgage broker with LaframboiseMortgage.ca in Brooklin, Ont., about initiatives like the Home Buyers' Plan, the First-Time Home Buyer Incentive and land transfer tax credits. "Each program will have its own criteria for qualifying as al 'first-time home buyer.' It isn't a one-size-fits-all

across every program and every provincial or municipal incentive."