The lowest rate isn’t always the best deal. Learn what features, penalties, and options to compare before choosing your first mortgage in Ontario.

Ontario Just Eliminated the HST on New Homes. Here's What That Actually Means For You.

If you have a client who is not a Canadian citizen or permanent resident and they are looking to buy a home in Canada, there is a law they need to know about. And honestly, there are a few things their realtor, accountant, and mortgage broker need to know about it too. Let's break it down. What is the Act? The Prohibition on the Purchase of Residential Property by Non-Canadians Act came into force on January 1, 2023. It prevents non-Canadians and corporations controlled by no

What Is Happening With Rates Right Now, And If You Have a Variable Rate Mortgage, Should You Lock In?

Your Lender Is Counting On You Not Reading This

If you've been waiting for housing prices to come down because more homes are being built, we've got some real talk for you. CMHC just reported that housing starts dropped 15% in January, and the six-month trend has now declined for four consecutive months in a row. Their own deputy chief economist is saying a near-term turnaround is looking unlikely. Trade uncertainty, sky-high construction costs, weaker demand, and rising inventories are all putting the brakes on developers

Tax Season for Ontario Property Owners: 3 Things You Need to Know Right Now

We Won an Award. But Here's What We're Really Celebrating.

Reverse Mortgages: Your Most Common Questions, Answered Honestly

You Owe CRA $80,000. Here's What NOT to Do.**