

First-Time Homebuyer’s Roadmap: How to Prepare for Your First Mortgage in Ontario
Discover how Ontario first-time homebuyers can qualify for a mortgage, choose the right lender, and confidently navigate their first home purchase.


The Mortgage Stress Test (and the 30-Year Amortization Break) — What Ontario First-Time Buyers Need to Know
Learn how the mortgage stress test works in Ontario, and how new 2025 rules let eligible first-time buyers access 30-year amortizations to lower monthly payments.
























