If your adult child is ready to buy a home but can’t quite qualify on their own, your first instinct might be to co-sign or guarantee the mortgage.But before you tie your financial future to theirs, it’s worth exploring other ways to help — ones that support your child without putting your credit or borrowing power at risk. Here are five practical alternatives Ontario parents are using to help their kids enter the housing market safely and strategically. 1. Gift Part (or All)