Why Canadian Mortgage Rates Beat U.S. Rates (And Why Prepayment Penalties Aren't Actually the Enemy)

When is the best time to connect with your Agent/Broker to talk about your mortgage? The correct answer is not x number of months before your mortgage renews or x number of months before you purchase a home. It is actually all the time in between. One of the huge benefits of having a relationship a Mortgage Agent/Broker is to be able to prepare for your mortgage transactions properly. When people tell you they NEED a mortgage broker or they NEED mortgage advice now it is

Hello new home buyer, I know that you are frustrated with today's market. Trust me when I tell you that I have been where you are. I know how exciting it is to have finally saved up that 5% down payment for your first home and start looking at properties you can finally afford to purchase. I know how disappointing it is to be beat out on homes over and over again in bidding wars where buyers with cash or more money than you have the upper hand. I want to share with you so