What’s the Real Cost of Waiting to Buy a Home?
What’s the Real Cost of Waiting to Buy a Home?
Before You Sign That Renewal: Why 5 Minutes Could Save You $15,000
Before You Sign That Renewal: Why 5 Minutes Could Save You $15,000
Ontario Just Eliminated the HST on New Homes. Here's What That Actually Means For You.
Ontario Just Eliminated the HST on New Homes. Here's What That Actually Means For You.
The Foreign Buyer Ban Is Still in Effect. Here Is What You Actually Need to Know.
If you have a client who is not a Canadian citizen or permanent resident and they are looking to buy a home in Canada, there is a law they need to know about. And honestly, there are a few things their realtor, accountant, and mortgage broker need to know about it too. Let's break it down. What is the Act? The Prohibition on the Purchase of Residential Property by Non-Canadians Act came into force on January 1, 2023. It prevents non-Canadians and corporations controlled by no
Canada Is Building Less. Here's What That Actually Means for You.
If you've been waiting for housing prices to come down because more homes are being built, we've got some real talk for you. CMHC just reported that housing starts dropped 15% in January, and the six-month trend has now declined for four consecutive months in a row. Their own deputy chief economist is saying a near-term turnaround is looking unlikely. Trade uncertainty, sky-high construction costs, weaker demand, and rising inventories are all putting the brakes on developers
We Hit Two Milestones in 2025. Here's What They Actually Mean.
We Won an Award. But Here's What We're Really Celebrating.
"Just Sign It" Is Terrible Mortgage Advice (Even When Your Bank Says It)
"Just Sign It" Is Terrible Mortgage Advice (Even When Your Bank Says It)
Short-Term Rentals Just Got a Lot More Expensive (And You Might Not Even Know It)
Tax season is coming, and if you've been running an Airbnb or short-term rental in Ontario, you need to read this. We're sharing insights from our friends at Zinati Kay Real Estate Lawyers because these changes aren't theoretical. They're real rules that can cost you thousands if you're not aware of them. Here's What Changed 1. Your Airbnb Could Trigger HST When You Sell Most people assume selling your house or condo is HST-exempt. And usually, it is. But if you've been runni
Is Manulife One Right for You? How This All-in-One Mortgage Can Save (or Cost) You
For Canadians who are disciplined with their money, Manulife One can be a financial game changer. It is designed to simplify your banking, speed up debt repayment, and help you save thousands in interest over time. But it is not the right fit for everyone. Let’s look at how it works and how to know if it is a smart move for your situation. What Is Manulife One? Think of Manulife One as an all-in-one account that rolls your mortgage, loans, income, and savings into a single fl
The Closing Date That Could Derail Your Entire Purchase
The Closing Date That Could Derail Your Entire Purchase
