When you borrow against your home to renovate, you want to make sure that what you spend adds to your property’s value — not just your debt.

The Life of a Deposit – From Realtor to Close Buying a property can be overwhelming. Knowing who does what, where your money goes and all the ins and outs will provide you with some peace of mind when it comes to your deposit. Typically, when purchasing you are required to put a deposit down through your realtor. Buyers are typically relieved to find out that their deposit counts towards their overall down payment & closing costs. As the buyer – when an Agreement of Purchase