

The GTA Pre-Construction Market Just Hit a 45-Year Low. Here's What That Means for You.
The GTA Pre-Construction Market Just Hit a 45-Year Low. Here's What That Means for You.


"We're Rebuilding Our Business" (And Other Things That Shouldn't Disqualify You from a Mortgage)
"We're Rebuilding Our Business" (And Other Things That Shouldn't Disqualify You from a Mortgage)


What’s the Real Cost of Waiting to Buy a Home?
What’s the Real Cost of Waiting to Buy a Home?


Tax Season Warning: Your 2024 Tax Return Could Kill Your Mortgage Approval
Tax Season Warning: Your 2026 Tax Return Could Kill Your Mortgage Approval


Before You Sign That Renewal: Why 5 Minutes Could Save You $15,000
Before You Sign That Renewal: Why 5 Minutes Could Save You $15,000


Ontario Just Eliminated the HST on New Homes. Here's What That Actually Means For You.
Ontario Just Eliminated the HST on New Homes. Here's What That Actually Means For You.


The Foreign Buyer Ban Is Still in Effect. Here Is What You Actually Need to Know.
If you have a client who is not a Canadian citizen or permanent resident and they are looking to buy a home in Canada, there is a law they need to know about. And honestly, there are a few things their realtor, accountant, and mortgage broker need to know about it too. Let's break it down. What is the Act? The Prohibition on the Purchase of Residential Property by Non-Canadians Act came into force on January 1, 2023. It prevents non-Canadians and corporations controlled by no


What Is Happening With Rates Right Now, And If You Have a Variable Rate Mortgage, Should You Lock In?
What Is Happening With Rates Right Now, And If You Have a Variable Rate Mortgage, Should You Lock In?


Your Lender Is Counting On You Not Reading This
Your Lender Is Counting On You Not Reading This


Canada Is Building Less. Here's What That Actually Means for You.
If you've been waiting for housing prices to come down because more homes are being built, we've got some real talk for you. CMHC just reported that housing starts dropped 15% in January, and the six-month trend has now declined for four consecutive months in a row. Their own deputy chief economist is saying a near-term turnaround is looking unlikely. Trade uncertainty, sky-high construction costs, weaker demand, and rising inventories are all putting the brakes on developers





















