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Our mission is to get you a dynamite ( bespoke →) mortgage for your dream home, cottage or investment property


Dreamality (dream-al-it-tee)


We are possibility makers. We see it as our purpose to help make real estate dreams come true. Whether that be your first home, rental property, dream cottage or moving up to your forever home…. We have an unrivalled passion and talent for using strategic mortgage financing to accomplish what may have thought was impossible… and we do it in a way that works for you. We like to think of ourselves as the perfect partner for turning your mortgage dreams into financial reality – dreamality.


Why do we do it?


You deserve the right to pay less interest to borrow money.  You deserve an ally that lives & breathes mortgages.  You deserve a mortgage guide that wants to keep more of your hard earned money in your pocket.

How do we do it?


We work with 57 of the best lenders in Canada.  We get them to compete amongst each other to offer our clients the best rates, products and options.  Clients benefit from our strong lender relationships built on top mortgage volume and our wicked awesome personalities.

“We loved working with Denise, she made all the work with getting a mortgage easy for us. Denise was very knowledgeable and super responsive. She went above and beyond! We are very happy with the service provided and the mortgage we went with. Would recommed her to anyone!”


Who are we?

We are a team of super smart women who love buying homes and sharing the best way to do it.  We provide clients with a seamless process where every detail is managed.  We are a synergized team that uses each of our strengths to best serve and educate our clients.  We are real people who actually pay attention to our clients wants, needs and dreams.


Why did we get into this in the first place?

When we bought our first homes we did what young people do and followed our parents’ advice. But the options, housing market and mortgage regulations had changed since they had bought. While they meant well, the way they did things was quite outdated. When we think back to those first buying experiences the process felt uncomfortable but we didn’t think we had other options. We were not presented options, information or any real advice…. the whole experience just plain sucked. This was the biggest financial decision of our lives and the truth is nothing about the process made us confident at all. Our clients get everything we didn’t, because you all deserve better!

“Denise is absolutely the most knowledgeable mortgage agent I have ever met. Every time she shares her golden nuggets of information -it is usually something I did not know & I have these constant a-ha moments. She is passionate about her work & doing her absolute best to get the best suited plan together for her clients & to SAVE THEM MONEY!! Highly recommend!!”


Who loves working with us?

• People who want their MONEY TO WORK HARDER for them during home-ownership

• Home Buyers who want help getting into the housing market FASTER

SELF-EMPLOYED ROCKSTARS that need a Mortgage Broker who gets them (ahem… we wrote a book about it!)

• Homeowners who WANT TO USE THEIR EQUITY to buy another property like a rental or cottage

• Home Buyers who need MORE EDUCATION & UNBIASED mortgage service

• People who had a terrible first mortgage experience and WANT BETTER this time around

• Homeowners that need a solid plan to PAY DEBTS OFF WITHOUT BEING JUDGED

What else do we care about?



We operate a paperless business and planted 1450+ trees in honor of referrals we have received.



We have collectively volunteered over 1200 hours each year in our community. In 2021 we donated over $8500 to local charities we care about each year and our office is a drop off location for SOCKS.



We love all things food & try to support as many local restaurants as we can by eating at them. Um, have you tried the masala fries at Bollywood taco, savory crepe at FART café or honey habanero cider from Slabtown Cider co?



Yes, it gets its own category because we love it that much. Check out our cheese shout outs on Instagram each month to see what we are indulging in.



There are always good tunes & a sing along is typically mandatory when you visit our office. Our Spotify account confirms 27058 minutes of music across so many genres were listened to in the last 6 months.



Denise & Nicolee each have matching retrofitted Boler trailers from the 70’s that they took on the road over 3000km’s in 2021- and topped that in excess of 3500km's in 2022!

“The amount of effort Denise puts into everything they do for their business and the community is amazing. If you want anyone working for you it’s Denise on something as important as your mortgage.”

— Kirsten

Would you like the opportunity to find out what you have been missing doing mortgages the old school way?

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