As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best experience possible! Thinking You Don’t Need a Real Estate Agent You might be able to find a house on your own, but there are still many aspects of buying real estate that can confuse a first-time buyer. Rely on your agent to negotiate offers, inspections, financing and other details. The money you would have saved on commission can be quick

When is the best time to connect with your Agent/Broker to talk about your mortgage? The correct answer is not x number of months before your mortgage renews or x number of months before you purchase a home. It is actually all the time in between. One of the huge benefits of having a relationship a Mortgage Agent/Broker is to be able to prepare for your mortgage transactions properly. When people tell you they NEED a mortgage broker or they NEED mortgage advice now it is

Variable rates are insecure, they are scary, they are only for the most risky of home owners. This is what my parents taught me. This is what they learned when they got a mortgage. Now that I am a Mortgage Agent, it is my job to explain to everyone why this is not true. 1. Rates do not Jump Huge Increments Your mortgage rate will be prime minus a certain amount (eg. prime - 0.48). What you need