Pre-Approval vs. Rate Hold
Many clients get confused about what a pre-approval is and what a rate hold is. Typically a pre-approval is a full evaluation of your...
Mortgage Rule Changes for Jan 1, 2018
OSFI announced new mortgage rule changes this week that will be effective January 1, 2018. We have been asked every day since how this...
Private Mortgages
Private mortgages are expensive and are only something I will enter a client into if we have a very clear exit strategy and the benefits...
5 Things to Consider when Purchasing a Condominum
With many of our clients in the GTA looking a condominiums and especially pre-build condominiums there are some things that you should...
What do we mean by "the right mortgage for you"
I was working with some clients recently who asked me to outline the 3 best choices for them. They were refinancing their mortgage and...