Another one of the country’s big financial institutions has produced a survey that suggests Canadian homebuyers and homeowners are...

If you’re a homeowner looking to optimize your finances, consider taking advantage of your home’s equity to reposition any existing debts you may have. If you’ve accumulated consumer debt, the payments required to service these debts can make it difficult to manage your daily finances. A consolidation mortgage might be a great option for you! Simply put, debt repositioning or debt consolidation is when you combine your consumer debt with a mortgage secured to your home. To ma

If you’ve been thinking about buying a property, whether that be your first home, next home, forever home, or a home to retire into, the current state of the Canadian economy might have you wondering: Is this really the right time to make a move? There is certainly no shortage of doom and gloom in the news out there. The truth is, that’s a tough question to answer in the best of times. It’s nearly impossible to know for sure what’s going to happen next with the housing market

In terms of interest rates there are 3 options for institutional closed mortgages (even though everyone thinks there is 2)….. Fixed Rate...

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now,...

Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions...

With summer underway, it might be time to consider a backyard upgrade! These don’t have to be luxurious or expensive, but a couple tweaks...

The housing market continues to favor sellers as we move into the summer months. If you’re thinking of selling, this is a great time to do so! Not only will your home likely be listed on the market for a shorter period of time, but most sellers are currently receiving multiple offers on their sale. This is due to the increasingly high demand for housing with limited homes currently available on the market. However, even in a seller’s market, there are some things you can do t

Canada has seen a surge of international migration over the last few years. With all these new faces in town wanting to plant roots in...

A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau,...