While you might think selling your home in winter is harder, with the right considerations it doesn’t have to be! When selling your home...

If you have a variable rate mortgage and recent economic news has you thinking about locking into a fixed rate, here’s what you can...

Did you know? Approximately 15%+ of Canadians1 are self-employed, making this an important segment in the mortgage and financing space. When it comes to self-employed individuals seeking a mortgage, there are some key things to note as this process can differ from the standard mortgage. For self-employed individuals with an established business seeking best rate financing, the business must have a minimum two years of history. This includes self-employed applicants who own a

Our 5th annual Show us your Sparkle contest is LIVE!!! we are so excited to share it with you!!! How does it work? Residence of Whitby...

Porting your mortgage is when you transfer the remainder of your current mortgage term, outstanding principal balance, and interest rate...

If you’ve missed a payment on your credit card or line of credit and you’re wondering how to handle things and if this will impact your...

Housing affordability has deteriorated for the third straight quarter despite stable interest rates and decent income growth. The latest...

Along with holiday joy come holiday bills, to avoid a sleigh-size tab, plan ahead to save money and maximize the payoff. Here are a few...

When it comes time to renew your mortgage, most lenders will send you a renewal letter when there is 3 to 6 months remaining on your term. While nearly 60% of borrowers simply sign and send back their renewal without ever shopping around for a more favourable interest rate, I would urge you to take a moment to check out your options. Most standard mortgages are on a 5-year-term, meaning the market rates could be very different from the time you initially began your term to to

Step 1 - Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be...