Buying a Vacation Property
Buying a Vacation Property This is essentially the same mortgage and financing process as purchasing a home. To buy a vacation...
Residential Market Commentary
The crush of home sales that was expected in the run-up to the stricter mortgage stress-tests that kicked-in this month did not...


Will Collections Impact Your Mortgage?
A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau,...


We Are Hiring - Mortgage Underwriter FULL TIME
Company description Denise Laframboise is a knowledgeable, capable and honest mortgage expert that loves helping her clients with all...


Should You Get Pre-Approved For A Mortgage?
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting...


Fixed rate or Variable rate mortgage?
If you're looking to buy a new property, refinance, or renew an existing mortgage, chances are, you're considering either a fixed or variable rate mortgage. Figuring out which one is the best is entirely up to you! So here's some information to help you along the way. Firstly, let's talk about the fixed-rate mortgage as this is most common and most heavily endorsed by the banks. With a fixed-rate mortgage, your interest rate is "fixed" for a certain term, anywhere from 6 mont


How to save money for a down payment
Whether you want to set aside money to buy a car or take a vacation, save up for a down payment on a property, or plan for your...


NEW stress test changes effective June 1, 2021
To my valued clients & friends, Despite previous announcements OSFI (banking regulators) have announced that the new benchmark stress...
Looking to Upsize Your Home?
According to RE/MAX, one of the biggest trends for Canadian homeowners in 2021 are move-up buyers looking to purchase a home that...
Your Gardening To-Do List
If you are looking to have a garden that is the envy of the neighbourhood, May is a great time to get started on your gardening to-do...





















