If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve...

So what is a refinance? Well it is when you take your current home's mortgage and restructure it. Typically this is to change the...

Unsure About The Housing Market? Here’s a Plan. If you’ve been thinking about buying a property, whether that be your first home, your...

Effective May 3, 2021, the Federal Government will be expanding the First Time Home Buyer Incentive program to enhance eligibility in Toronto, Vancouver and Victoria Census Metropolitan Areas (CMA) as defined by Statistics Canada. What you need to know In Toronto, Vancouver and Victoria CMAs, the: Maximum total qualifying annual income is $150,000 (an increase from $120,000) Maximum mortgage loan amount plus incentive cannot exceed 4.5 times the total qualifying income (an in

The Bank of Canada has sent two clear signals that things are getting better, faster, than it had expected. In its latest Monetary Policy...

Spring is just around the corner and I have a few great tips to help you get your yard ready for the coming season! Clean Up Your Yard:...

Did you know? Reverse mortgages are continuing to gain popularity for 55+ homeowners in Canada! For many Canadians who are looking to retire but currently facing high debt load and ongoing expenses, as well as reduced income, it can be a challenge. This is where the reverse mortgage can help! This product is also a great option for anyone wanting to assist their elderly parents. Instead of selling the home and moving them to a care home or assisted living, a rever

Office of the Superintendent of Financial Institutions (OSFI) announced today they are re-opening the discussions around the...

Often people are not doing anything wrong but different aspects of their mortgage transaction will make a lender look more closely at...

Although going through the pre-approval process is more important than ever, the term ‘pre-approval’ is often misleading as it addresses...