There’s something magical about summer and no matter where you live in Canada, backyard BBQ season is the perfect opportunity to spend a...

When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your credit score is damaged in some way and big institutions won’t lend you the money, you’ll find yourself in what’s commonly referred to in the industry as the “Alternative-A” or “B” lending space. Much like the A Lender space (big banks, credit uni

You might be surprised to learn that you don't need to be one of the uber rich or make six figures to have a second property. You just...

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now,...

With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners, it’s important to know how to handle your mortgage if you decide to separate. Here’s a quick list of things to consider. Keep making your payments. A mortgage is a legally binding contract between you and the lender. It doesn’t take marriage into account. If your name appears on the mortgage, you're responsible for making sure the regular

If you've been a homeowner for many years, it is likely your property value has increased significantly. One advantage of homeownership...

With summer underway, it might be time to consider a backyard upgrade! These don’t have to be luxurious or expensive, but a couple tweaks...

As a first-time buyer, I am here to give you some tips on homebuyer mistakes to be on the lookout for so you can avoid them for the best experience possible! Thinking You Don’t Need a Real Estate Agent You might be able to find a house on your own, but there are still many aspects of buying real estate that can confuse a first-time buyer. Rely on your agent to negotiate offers, inspections, financing and other details. The money you would have saved on commission can be quick

As you may have heard, the Bank of Canada recently changed the stress test rules as of June 1, 2021. With these changes, now both insured...

This year's survey had a strong focus on homeownership and generational wealth with many homebuyers saying they've gotten help from their...