Residential Market Commentary - A closer look at blind bidding
With the federal election campaign now past the half-way mark all of the major parties have their housing policies in place. Most of...
3 Questions to Ask Yourself Before Listing Your Home!
Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions...
4 Signs You're Ready for Homeownership
Buying your first home is a big deal. And while you may feel like you’re ready to take that step, here are 4 things that will prove it...
Improving Your Credit Score
Your credit score and how you manage credit are huge factors in qualifying for a mortgage. If you want the best interest rates and...
Standard or Collateral Charge Mortgage
Standard or Collateral Charge Mortgage. What’s best for you? When arranging mortgage financing, your mortgage lender will register your...
8 Steps to the Perfect Summer Social!
There’s something magical about summer and no matter where you live in Canada, backyard BBQ season is the perfect opportunity to spend a...
Alternative Financing and What You Should Know
When conventional lenders (such as banks or credit unions) deny mortgage financing, it can be easy to feel discouraged. However, it is important to remember that there is always an alternative! If you’re seeking a mortgage, but your credit score is damaged in some way and big institutions won’t lend you the money, you’ll find yourself in what’s commonly referred to in the industry as the “Alternative-A” or “B” lending space. Much like the A Lender space (big banks, credit uni
Get the Scoop on Rental Properties
You might be surprised to learn that you don't need to be one of the uber rich or make six figures to have a second property. You just...
GDS/TDS Ratios Explained
One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now,...
Mortgage Advice to Help You Through a Separation
With the latest stats claiming that about half of marriages end in divorce and with around three-quarters of Canadians being homeowners, it’s important to know how to handle your mortgage if you decide to separate. Here’s a quick list of things to consider. Keep making your payments. A mortgage is a legally binding contract between you and the lender. It doesn’t take marriage into account. If your name appears on the mortgage, you're responsible for making sure the regular
