Top 6 Reasons to refinance
So what is a refinance? Well it is when you take your current home's mortgage and restructure it. Typically this is to change the...
Unsure about entering the housing market?
Unsure About The Housing Market? Here’s a Plan. If you’ve been thinking about buying a property, whether that be your first home, your...
Brand NEW CHANGES that help First Time Buyers in the GTA!!!!
Effective May 3, 2021, the Federal Government will be expanding the First Time Home Buyer Incentive program to enhance eligibility in...
Residential Market Commentary - Getting better, faster
The Bank of Canada has sent two clear signals that things are getting better, faster, than it had expected. In its latest Monetary Policy...
Getting Your Yard Spring Ready
Spring is just around the corner and I have a few great tips to help you get your yard ready for the coming season! Clean Up Your Yard:...
What is a Reverse Mortgage?
Did you know? Reverse mortgages are continuing to gain popularity for 55+ homeowners in Canada! For many Canadians who are looking to...
**OSFI new stress test announcement** (spoiler: it isn't as scary as everyone is making it sound)
Office of the Superintendent of Financial Institutions (OSFI) announced today they are re-opening the discussions around the...
What items in a mortgage transactions have higher risk for fraud?
Often people are not doing anything wrong but different aspects of their mortgage transaction will make a lender look more closely at...
A Mortgage Pre-Approval is Not What you Think
Although going through the pre-approval process is more important than ever, the term ‘pre-approval’ is often misleading as it addresses...
How big can penalties be?
Often the penalty of a fixed rate mortgage will be the best reason to select a variable rate mortgage. Some penalties on fixed rate...
