Will Collections Impact Your Mortgage?
A question that comes up from time to time when discussing mortgage financing is, “If I have collections showing on my credit bureau,...
We Are Hiring - Mortgage Underwriter FULL TIME
Company description Denise Laframboise is a knowledgeable, capable and honest mortgage expert that loves helping her clients with all...
Should You Get Pre-Approved For A Mortgage?
If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting...
Fixed rate or Variable rate mortgage?
If you're looking to buy a new property, refinance, or renew an existing mortgage, chances are, you're considering either a fixed or...
How to save money for a down payment
Whether you want to set aside money to buy a car or take a vacation, save up for a down payment on a property, or plan for your...
NEW stress test changes effective June 1, 2021
To my valued clients & friends, Despite previous announcements OSFI (banking regulators) have announced that the new benchmark stress...
Looking to Upsize Your Home?
According to RE/MAX, one of the biggest trends for Canadian homeowners in 2021 are move-up buyers looking to purchase a home that...
Your Gardening To-Do List
If you are looking to have a garden that is the envy of the neighbourhood, May is a great time to get started on your gardening to-do...
The Benefit of Rate Holds
The term “rate hold” may be something you are familiar with if you have worked with me in the past. If not, it is a term that all...
Overview of the home buying process
If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve...
