I was working with some clients recently who asked me to outline the 3 best choices for them. They were refinancing their mortgage and...

What the Prepayment Privileges Ratio Actually Means When you sign paperwork for your mortgage the prepayment privileges will be part of...

The lowest rate is not always the best product for you In the world of mortgages everyone cares about the rates. That seems to be all...

Variable rates are insecure, they are scary, they are only for the most risky of home owners. This is what my parents taught me. This...

When a new home buyer is looking at a home they likely find a few things that they want to fix or renovate. A purchase plus improvements...

When people buy a home they pay more attention to their mortgage. It is going to be a new monthly payment and there is lots of options to consider.... 5 years later you typically get a letter in the mail saying here is what we are going to offer you to continue with your existing mortgage for the next 5 years. It usually has a check box that you select and send back to say you are compliant with this idea. Is this what is best for your pocket book? Sometimes yes & someti

Do you have the lender pay your property tax on your behalf while they are paying your mortgage? I know that this is way easier to have...

Any purchaser with less than a 20% down payment is required to obtain insurance to protect the lender. Any purchaser with less than a...

I thought I would outline the steps in our mortgage process so that you would understand exactly what it will be like to work with myself...

What is a collateral mortgage? We get asked this question A LOT! Everyone has heard this term, very few know what it means. Lots of...